2017
DOI: 10.2991/icpsuas-17.2018.52
Keywords: Factor Analysis, Determinants, Independent Business Groups Component.
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This study aims to determine determinants that influence Independent Business Groups' (Kelompok Usaha Mandiri) success on their financing from Yayasan Dana Sosial Al-Falah (YDSF). This study is conducted by using qualitative approach with exploratory factor analysis method. Respondents' characteristics in this study is recipients of Capital Assistance for Independent Business Groups program from YDSF and able to pay the loan. There are eight respondents in preliminary test which conducted with written interview. Meanwhile, there are 50 respondents on the main test. Sampling is conducted by using both non-probability sampling and purposive sampling methods. This study found that four factors contribute to financing performance of Capital Assistance for Independent Business Groups program in YDSF Surabaya. The factors are produced by reducing process with factor analysis method. The factors are business strategy factor, human resources factor, YSDF's support factor and entrepreneurship competence factor. Further study can be intitiated to investigate deeper regarding the most determining factor that influence program's recipients' performance.