2018
DOI: 10.33005/mebis.v3i1.23
Keywords: Salam Contract, Islamic Banking, Tallaqi Rukban.
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The salam contract is one of the sale and purchase contracts that is currently one of the Islamic banking products for the agricultural sector. Islamic banking products for the agricultural sector. However, at this time the implementation of the salam contract is not yet optimized compared to other countries such as Sudan and Pakistan, which have made salam contracts a mainstay product in improving the welfare of farmers. as a mainstay product in improving the welfare of farmers. In this research the author want to analyze the positive correlation in the optimal implementation of the salam contract, so that it can overcome the problem of tallaqi rukban which is currently rampant. Tallaqi rukban is certainly very farmers because the middlemen (suppliers) usually take advantage of farmers' ignorance of market prices so that they can buy at high prices. farmers' ignorance of market prices so that they can buy at a lower price in order to get a very large profit. In addition, with the development of this salam concept, it can improve the economy of farmers because it is made easier for them to do so. concept can improve the economy of farmers because it is facilitated in the process of distributing crops. harvest. This research is inductive qualitative in the sense that it explains from facts to theory, with the type of research in the form of a case study. The data collection technique is done through interviews with banks and rice farmers in Ngandong Village, Yogyakarta, as well as documentation techniques. Yogyakarta, as well as documentation techniques. This type of research is a case study with This type of research is a case study with data analysis techniques using the Spradley or ethnograpy method, so that it can present the results of descriptive analysis to answer the research objectives. analysis descriptively in order to answer the research objectives. Based on the analysis conducted by the author, it can be concluded that with the salam contract by Islamic banking which can market the sale of rice belonging to farmers in ngandong village. This is very This plays a role in overcoming tallaqi rukban which is prohibited by Islamic law. Optimization of the salam contract The optimization of the salam contract has a positive correlation in improving the economy of rice farmers because it encouragesincrease the selling price of rice by farmers and avoid the middlemen's cheating in manipulating the market prices.